In the Upland Banjarese system, most farmers depend on rubber as their primary source of cash income. For poorer households, 80% of total income comes from rubber share tapping or own production. Although the upper stratum households are more diversified and earn part of their income from groundnut sales, coffee or off-farm activities, rubber still constitutes 60% of the income of moderate households and 40% of that of wealthier households. As in the Dayak system, it is the wealthier households who are the rubber traders. Nearly all households own chickens, although in small numbers due to the high incidence of disease.
Wealthier households in the Upland Banjarese system make up just 10% of the population but earn over Rp3 million per year. Moderate households, who represent around 30% of the population, earn between Rp1 million and Rp3 million per year. Poorer households, who constitute over half of all households in this farming system, earn less than Rp500,000 per year. Most poorer households are food deficit. Households in the upper stratum have access to electricity and own a television set, radio and bicycle. Over half of the households in the middle stratum received loans compared with only one third of the households in the upper and lower stratum.
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